November-28-10

Protect Your BMW’s Finish

Posted by admin under New BMW News

You just paid a cool $73,000 for your fashionably new BMW and are cruising down the boulevard enjoying the ride. You zig and zag your way around the slow movers, marveling over the responsive steering and handling engineered into your 750i. As you pull into your driveway, park your sedan, and exit your vehicle, you turn around and your eyes feast upon its stunning Kalahari beige metallic finish. Quite frankly it is the most attractive looking vehicle you have ever owned. Unfortunately, many new BMW owners fail to provide the one level of protection that can keep your cars expensive finish from permanently losing its luster. What is that? Read on and I will tell you about a product that simply must be part of every luxury car owners inventory.

If you havent guessed it yet, what I am talking about is a custom fitted car cover for your bimmer. Yes, even if you garage your 750i or other fine vehicle, time and the elements will certainly attack your cars finish. Sure, you can do regular washes and waxes, but the inevitable will happen: something, somewhere will damage the finish. Besides, do you want to spend every weekend polishing your car? I doubt that!

No, you cant drive with a car cover on, but you can certainly have a car cover on hand to keep your parked car safe. Yes, there are enough things out there that can harm an expensive finish, even damaging it to the point where only an expensive repair can remedy the insult. The following are some of the hazards just waiting to happen:

1.Bird excrement You dont need to be parked under a tree for your car to get hit; a single drive-by bombing by a winged creature can do your finish in.

2.Weather Rain, snow, ice, and especially hail can damage a car in mere moments.

3.Trees A small branch can scratch any finish.

4.Sun Harmful solar rays are bad for your skin and your cars skin too.

5.Pollution There is no place on earth that is pollution free. Acid rain and airborne driven particles just love a new cars finish.

6.Kids Try keeping your neighbors kids away from the car. You may succeed, but hit balls can make a beeline for your wheels. Some car covers even offer protection against minor impacts.

All right, so you are cleverly thinking that your garaged vehicle is immune to such petty insults, right? Well, in one word you are incorrect. Indoor air pollution and dust can take its toll on your cars finish as can small impacts from anything that falls off of a wall and onto your car.

The solution? Select a car cover that is right for your vehicle. Even if you keep your car garaged most of the time, the best car cover on the market can protect your bimmer from moisture, the sun, dirt, pollution, and small impacts. Choose one that is custom made for your car with side mirror pockets built in and four layers of quick drying polypropylene material to provide the ultimate level of protection. You dont want something so thin that it doesnt provide all around protection you just never know when you will have to have your car outside for an extended period of time and you dont want a car cover that entombs your BMW either. Instead, select one that works with your bimmer, not against it.

Best of all, premium car covers can be had for under $200, a worthy investment for any car luxury or not. So, enjoy your new 750i, but give yourself some peace of mind by selecting a car cover that can protect its finish and keep it looking great for many years.

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September-10-10

Cars: The Used And The New Are Beautiful

Posted by admin under New Cars

Whether buying used or new cars, both options have advantages and disadvantages that the car buyer alone would be the best person to be knowledgeable about as he or she would know what would work well as according to his/her needs, wants, preference, budget and whim.

The following are basic factors to consider in buying a used or a new car:

The price.

Those on a stringent budget would find used cars a good deal. Though there are a handful of new cars that sell for less than ten thousand dollars, the ones that cost less usually have only a few amenities, with some having none of the following: air-conditioning, stereo. Sometimes the cars come with only two doors or one of the power windows is broken, if there are power windows at all. On the other hand, the availability of three to four-year old used cars loaded with more than the bare-boned features of a basic used car such as a CD player, air conditioning, airbags gives the used car buyer a great deal.

But still, the pricey new cars are costly because of the updated safety features they carry: de-powered airbags as well as smart front and side protection airbags. New vehicles also carry whimsical features such as: beverage holders that keep drinks cool or hot.

The choice depends on you, your priorities and your purchasing power.

The warranty.

New vehicles usually are under warranty for a minimum of three years to a maximum of ten. Hyundai and Kia provide ten year warranty for their vehicles. DaimlerChrysler offers a seven year warranty for their Chrysler, Dodge and Jeep models. So does Isuzu.

Some eligible late-model used cars could complete their original warranty and could just as well be extended if they are protected by the vehicle certification program. If not, used car owners could shell out a few hundred to be able to extend their service warranty or contract.

The mileage.

Newly-bought used cars come with mileage already spent. New vehicles basically do not need maintenance for the first thousands of miles, and if they do, car manufacturers cover the oil change and their tune-up as well as other fundamental maintenance services.

Specially made cars

Used car buyers usually have to content themselves with as-is vehicles whose color may not be that perfect shade of red, green or blue. Buyers of new cars however, have the option of a varied range of colors or car features that used cars have not. Car dealers usually cater to the tastes and impulse of a car buyer and usually would even satisfy a customer by specially-ordering a vehicle.

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July-30-10

Buying New And Used Cars Online

Posted by admin under New Cars

Buying new and used cars online is a great way to open up your options when it is time to buy your new vehicle. Too often individuals simply go to their neighborhood dealership, find a car they like, get financing and ride home in their new or used car never realizing they may have paid way too much for that particular vehicle and could have found the same thing online significantly cheaper. So, if you are in the market for a new or used vehicle consider shopping online instead of the traditional dealership.

When you begin your search for new and used cars online you should keep in mind there are literally thousands of online car sellers and while many of them may be legitimate, there are some that are not. Because of this risk you need to take extra care in choosing which online dealerships to trust and those to avoid. However, dont be alarmed because it is relatively easy to spot the really great websites that sell cars as opposed to those that are simply out to get your money.

Websites that sell new and used cars online are generally very well laid out, have a lot of options, not to mention a feedback page where you can read about different experiences from past customers. In addition to this, many are rated by car magazines, car directories and the like. Additionally, when you find a car website you are interested in you can look it up in a search engine and find different reviews about individuals past experiences. This is perhaps the best way to find anything online, reviews on other websites about particular sites. Once you feel comfortable with several websites you can begin shopping.

When you begin shopping you will notice you have the option of searching within your zip code, searching particular cars within your zip code or a certain area, and many other search options for a vary wide or narrow search. Of course, the wider you leave the search options the more options you will have. Regardless, you can search comfortably from your computer for the car you want and that includes from exterior color to interior and extras.

When you find the car you want online, then you will have the option to buy. Of course, there are a variety of ways you can purchase the vehicle online. Some allow you to buy online; others allow you to contact the seller to arrange payment if the site is representing private sellers, sometimes you will be directed to the dealership where the car is located as well as a variety of other payment options. The best thing about buying new and used cars online is you can find the best price and just the car you are looking for without the hassle of salespeople trying to change your opinion on certain cars or talk you into something you are not interested in. Go ahead and search some car selling websites and you will surely become an automatic fan.

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April-4-10

New vs. Used Cars: What Suits You the Best

Posted by admin under New Cars

Both the new and used cars have their own advantages and disadvantages. It is the mind set of the people who are purchasing the car. Some like to buy cars only for the sake of showing their buying capacity and their status symbol while some others would be obsessed with buying fancy new model cars as soon as they are launched in the car market. New cars are meant for people who have the buying capacity, who think of only quality of a product and not the quantity, who would like to enjoy sole ownership of the car and who do not want to get compromised with their comfort. Whereas used cars are bought by people who would like to enjoy the benefits of owning a car but cannot afford to buy a brand new car. Such people are very practical as they think that, when a used car is purchased in a good condition it will serve the purpose of the new car and also comes with a very less price tag. Used cars are purchased by people who know the value of money and save money by all means and methods.

Buying a new car is really exciting, but then buying a used car makes sense as lot of money is saved. A new car after purchase is no longer a new car and has to under go depreciation value. As the value of the new car decreases up to 40 percent within three years, a car is not considered as an investment. Whereas when a used car is purchased it benefits the purchaser with a lower value. Money is saved on insurance premium cost, registration cost, financing cost and licensing fees and the purchaser need not worry about the sales tax too.

A used car is considered to be less reliable, as the exact condition of the car is not known. Also when a used car is bought in auctions, the purchaser is not even given a chance to look or test-drives the car, which makes the purchase altogether very risky. There is no idea if the previous owner performed maintenance and repairs of the car regularly. Such cars even though bought at a very low price will end up costing more on repairs and maintenance after purchase.

When buying used cars detailed inspection of the interiors has to be made, as it will avoid any chances of replacement of any item as it costs more. The exterior of the used car also needs careful examination to find out if the car was involved in any accident or damaged in any natural calamities etc. The engine and the oil should be checked to avoid heavy expenses in replacing the car engine. Car should be test driven to see the performance of the car, suspension and to check the brake controls.

There are certain kinds of used cars which are maintained very well, handled and driven by a single owner and which even comes with a lifetime warranty. Such cars are off-leased and sold. The purchaser will be very lucky enough to buy such kind of well maintained, hassle free used cars.

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February-14-10

Loans – New Cars For Old

Posted by admin under New Cars

Thinking of buying a new car? Unless youre paying cash, presumably youre looking for the best way to finance the car of your choice.

For people who choose to buy a new car every two or three years, personal contract purchase, or PCP, is gaining in popularity. Your car dealer or the manufacturer effectively lends you the balance of the car, after youve paid a deposit of 20 to 25 per cent. A fixed trade in price is promised at the end of the deal. An annual mileage limit will be agreed and as long as this isnt exceeded you will be offered a choice of options when the contract ends.

The choices will be

1. To return the car and change to a new one.

2. To trade it in at its second hand value this may be more than the guaranteed figure, which makes it well worth doing.

3. To keep the car, making a final payment of the outstanding balance.

Many people simply replace their car every couple of years, using the first option and keeping to the same dealer or manufacturer.

An alternative to personal contract purchasing is a simple car lease plan. An initial deposit is paid, which works out at three times the monthly lease payment. The lease payment is then made for 24 or 36 months, depending on the contract. At the end of the time you simply return the car and walk away. There are no obligations and youre free to go ahead and choose your next vehicle without the complications of selling a second hand one.

To make a comparison on costs using the two methods shown above, if you take a vehicle costing 14,995, bought through a personal contract purchase plan from a dealer, on a 3 year plan, you would pay a deposit of 1,548. There would then be a repayment period of 36 months @ 309 per month. The deal would guarantee you 3,861 towards a new car if you were staying with the same dealership. Alternatively you could purchase the car outright for this sum and sell or use it in part exchange it towards your new car.

If you take the same vehicle on the second (lease) plan, you would make an initial payment of 969 and the monthly payment would be 323.

The other choices to consider for vehicle finance are personal loans or hire purchase. With hire purchase the loan is secured on the vehicle. Because of this, if you get behind on your repayments, the vehicle can be repossessed by the lender. Obviously, having completed the payments on the car, at the end of the period, the vehicle is yours, without any ties, limitations on mileage etc.,

Offers of low or even no-cost credit can be found. Unfortunately theyre often unavailable on the model of your choice. In common with many other manufacturers, Vauxhall have some excellent offers with several models currently being offered at 0% interest over four years. For models not in the 0% range, for example the Astra Life 1.6 16v, the offer is considerably higher and in fact doubles the interest rate which most people pay via GMAC, the company that offers loans for customers buying directly from Vauxhall.

Of course, you dont have to go along with the manufacturers deals and can work out your own comparisons by comparing the cost of personal loans. Log on to the internet and find a broker to check out the various loans available.

In general most car manufacturers will be able to offer some good deals when it comes to finance and its worth finding out whats on offer for the car of you choice. Its always a good idea to check what the same vehicle would cost using a personal loan and weighing up the final price paid is always worthwhile.

So, whatever your choice, personal loan, hire purchase, personal contract purchase or a simple lease plan, there are plenty of ways to finance your new car. Do your sums right and there are big savings to be made.

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